Terms of Service

Effective Date: April 7, 2026
Last Updated: March 30, 2026

THESE TERMS OF SERVICE CONTAIN A BINDING ARBITRATION CLAUSE, CLASS ACTION WAIVER, AND OTHER PROVISIONS THAT AFFECT YOUR LEGAL RIGHTS AND REMEDIES. PLEASE READ THEM CAREFULLY BEFORE USING THE SERVICE.

BY ACCESSING OR USING THE SERVICE, YOU AGREE TO THESE TERMS. IF YOU DO NOT AGREE, DO NOT USE THE SERVICE.

1. ACCEPTANCE OF TERMS

1.1 The Service.  Ethikal Inc. ("Ethikal," "we," "us," or "our") operates ethikal.com, ethikaladvisors.com and any related subdomains, mobile applications, or other digital properties (collectively, the "Site"). The "Service" means the Site together with Ethikal's AI-powered advisor platform (the "Advisors Platform"), which provides Users with intelligent, AI-driven advisory specialists, also referred to as "Agent Specialists" that are tailored to each User's needs and context. The Service includes all content, tools, features, and functionality made available through the Site.

1.2 Your Agreement.  By accessing or using any part of the Service, you agree to be bound by these Terms of Service and any other policies or notices posted by us on the Service (collectively, the "Terms") and our Privacy Policy. If you are accessing or using the Service on behalf of a company or other entity, you represent that you are authorized to accept these Terms on that entity's behalf, and all references to "you" mean such entity.

1.3 Age Requirement.  You must be at least 18 years old to use the Service.

1.4 Changes to Terms.  We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on the Site with a revised "Last Updated" date, or by email, at least thirty (30) days before material changes take effect unless a shorter period is required by law. Your continued use of the Service after any change constitutes your acceptance of the updated Terms. If you do not agree, you must stop using the Service before the effective date.

2. DESCRIPTION OF SERVICE; NATURE OF AI ADVISORS; NOT PROFESSIONAL ADVICE

2.1 Nature of the Service.  Ethikal operates an intelligent advisory platform that provides Users with a team of AI-powered specialist advisors ("AI Advisors" or "Agent Specialists") tailored to each User's needs and context. The Advisors Platform creates persistent, context-aware AI agents that learn from documents and information you provide, retain relevant context across sessions, and deliver guidance across a range of domains including, without limitation, legal research and information, financial concepts, accounting and tax matters, business strategy, wellness, and life coaching. The Agent Specialists include, among others, domain-specific agents operating in the legal domain ("Legal Agents") and the accounting domain ("Accounting Agents") for use within the United States only.

2.2 AI Advisors Are Not Human Professionals.  THE AI ADVISORS AND AGENT SPECIALISTS ARE ARTIFICIAL INTELLIGENCE AGENTS, NOT HUMAN BEINGS, LICENSED PROFESSIONALS, OR EMPLOYEES OF ETHIKAL. The AI Advisors do not hold any license, certification, enrollment, or admission to practice in any jurisdiction. They do not hold any license to practice law, medicine, financial planning, public accountancy, or any other regulated profession. No AI Advisor has independent professional judgment, professional liability insurance, or any duty of care recognized under applicable professional licensing law. Ethikal does not practice law, practice public accountancy, or provide professional services of any kind through the AI Advisors. You acknowledge and agree that you are interacting with an automated AI system, not a human advisor.

2.3 No Professional-Client Relationship.  Your use of the Service does not create an attorney-client relationship, an accountant-client relationship, a tax-practitioner relationship, therapist-patient relationship, financial advisor-client relationship, or any other legally recognized professional relationship between you and Ethikal or between you and any AI Advisor. Any guidance, output, or content generated by an AI Advisor is for informational and facilitative purposes only and does not constitute professional advice of any kind.

IMPORTANT LEGAL NOTICE: THE SERVICES AND PRODUCTS PROVIDED THROUGH THIS PLATFORM, INCLUDING ALL OUTPUTS, GUIDANCE, OR COMMUNICATIONS GENERATED BY AI ADVISORS DESIGNATED AS LEGAL OR ACCOUNTING SPECIALISTS, ARE NOT A SUBSTITUTE FOR THE ADVICE OF A LICENSED ATTORNEY, CERTIFIED PUBLIC ACCOUNTANT, ENROLLED AGENT, OR OTHER LICENSED PROFESSIONAL. NO AI ADVISOR ON THIS PLATFORM IS A LAWYER, ACCOUNTANT, OR LICENSED PRACTITIONER OF ANY KIND. NO PROFESSIONAL-CLIENT RELATIONSHIP IS FORMED THROUGH YOUR USE OF THIS SERVICE. DO NOT RELY ON ANY OUTPUT FROM THIS PLATFORM AS LEGAL, TAX, OR ACCOUNTING ADVICE FOR YOUR SPECIFIC SITUATION. FOR ANY SUCH MATTER, ALWAYS CONSULT A LICENSED PROFESSIONAL INDEPENDENTLY.

2.4 Key Definitions.  The following defined terms apply throughout these Terms:

"Attest Services" means audits, reviews, compilations, and other engagements in which a practitioner issues a report expressing assurance about the reliability of financial statements or other financial information, as those terms are understood under the standards of the AICPA, the PCAOB, and applicable state accountancy boards.

"Beta Service" means any feature, functionality, or version of the Service that Ethikal makes available to you and that is designated as "alpha," "beta," "pilot," "preview," "early access," or a similar designation, or that is not generally made available to all Ethikal customers.

"Circular 230" means Treasury Department Circular No. 230 (31 C.F.R. Part 10), as amended, governing practice before the Internal Revenue Service.

"Free Service" means any portion of the Service that Ethikal makes available to you without charging a fee, including during any free trial period.

"Licensed Professional" means any natural person who holds a current, valid license, certification, enrollment, or other authorization issued by a governmental body or regulatory authority required under applicable law to perform specified professional activities, including but not limited to attorneys admitted to the bar of any U.S. jurisdiction, certified public accountants, enrolled agents, enrolled actuaries, and registered investment advisers.

"Licensed Professional Services" means services that, under applicable federal, state, or local law, regulation, or rule of professional conduct, may be performed only by, or under the direct supervision of, a Licensed Professional, including but not limited to the "practice of law" and the "practice of public accountancy" as defined by applicable law.

"Practice of Law" means the practice of law as defined by applicable state law, including Texas Government Code § 81.101 (which includes the preparation of legal instruments, the rendering of legal advice, and the provision of services requiring the use of legal skill or knowledge), as well as any conduct that a court or authorized regulatory body would deem to constitute the unauthorized practice of law in any relevant jurisdiction.

"Practice of Public Accountancy" means those activities that under applicable law may be performed only by or under the supervision of a person licensed by a state board of accountancy, including the issuance of attest reports, the use of the "CPA" designation in connection with professional services, and any other activity restricted under applicable state accountancy acts, including Chapter 901 of the Texas Occupations Code.

2.5 AI Output Limitations and Accuracy.  AI-generated outputs ("AI Outputs" or "Output") may be incomplete, inaccurate, out-of-date, or unsuitable for your specific circumstances. The AI Advisors draw on training data and information you provide and may generate responses that appear authoritative but are not verified for accuracy or legal, tax, or professional sufficiency. Output may contain errors, omissions, or hallucinated content. Ethikal makes no representation or warranty regarding the accuracy, completeness, reliability, or fitness for any particular purpose of any AI Output.

2.6 Independent Verification Required.  Before acting or refraining from acting based on any guidance, recommendation, or Output provided by an AI Advisor, you should independently verify such information with appropriately licensed human professionals. This obligation is particularly critical for legal, financial, medical, tax, and accounting matters. Ethikal expressly disclaims all liability for any action taken or not taken in reliance on AI Outputs without independent professional verification.

2.7 Human-in-the-Loop Requirement.  For any use case in which AI Output could be relied upon in connection with a legal proceeding, a regulatory filing, a tax return, a financial statement, or any other matter in which a Licensed Professional's judgment is required by law, you must ensure that a duly licensed and competent professional independently reviews, validates, and assumes professional responsibility for the Output before it is used, filed, submitted, or relied upon. This requirement cannot be waived by agreement between you and any third party; it reflects a condition of your authorized use of the Service.

2.8 Regulatory Framework Acknowledgments.  You acknowledge the existence and applicability of the following regulatory frameworks and agree that these Terms must be construed consistently with them:

• State Unauthorized-Practice-of-Law Statutes. Each U.S. state and territory defines and prohibits the unauthorized practice of law. In Texas, the practice of law is defined in Texas Government Code § 81.101 and bar membership is required by § 81.102. Other states have analogous statutes and judicial doctrines. The AI Advisors are not authorized to practice law in any jurisdiction.

• State Accountancy Acts. Each U.S. state and territory regulates the practice of public accountancy. In Texas, Chapter 901 of the Occupations Code (the Texas Public Accountancy Act) restricts the use of the "CPA" designation and reserves attest services to licensed firms. Other states impose analogous restrictions.

• Treasury Circular 230. Circular 230 governs practice before the IRS and restricts such practice to attorneys, CPAs, enrolled agents, enrolled actuaries, and certain other authorized individuals. The AI Advisors are not designed or intended to enable practice before the IRS by unauthorized persons.

• Federal Agency Practice Rules. Various federal agencies — including the U.S. Patent and Trademark Office, the Securities and Exchange Commission, and the Executive Office for Immigration Review — restrict practice before them to qualified individuals. You must not use the AI Advisors in any manner that would violate these restrictions.

2.9 AI Advisor Domains.  The AI Advisors may provide guidance across various domains including, without limitation, legal research and information, financial concepts, accounting and tax matters, business strategy, wellness, and life coaching. The availability, scope, and capabilities of individual AI Advisor specializations may change over time at Ethikal's discretion.

3. ACCOUNTS AND REGISTRATION

3.1 Account Creation.  You may need to register for an account to access certain features of the Service. When registering, you agree to provide accurate, current, and complete information and to keep that information updated. You may not register using another person's name or contact information.

3.2 Account Security.  You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must promptly notify us at privacy@ethikal.com if you become aware of any unauthorized access to or use of your account. Ethikal is not liable for any loss resulting from unauthorized use of your account.

3.3 Account Sharing.  You may not share your account credentials with any other person or allow any other person to access or use your account. Each User must maintain a unique account.

3.4 Entity Users — Internal Controls.  If you are an entity, you represent that you have implemented adequate internal policies, training, and controls to ensure that all individuals who access the AI Advisors on your behalf comply with these Terms.

3.5 Service Availability.  We reserve the right to limit, suspend, or terminate your access to the Service at any time, including if we detect fraud, misuse, or any other violation of these Terms.

4. USER CONDUCT AND ACCEPTABLE USE

4.1 Permitted Use; Responsibility to Know Applicable Law.  You may use the Service solely for lawful purposes and in accordance with these Terms. You represent and warrant that any information you provide through the Service is accurate, complete, and not misleading. You are solely responsible for determining and complying with all laws, regulations, and rules of professional conduct applicable to your use of the AI Advisors in each jurisdiction in which you operate or in which your clients are located. The lists of prohibited and permitted uses in these Terms are illustrative only and do not purport to catalog every activity that may constitute a Licensed Professional Service under any jurisdiction's law.

4.2 General Prohibited Conduct.  You will not, and will not permit any third party to:

• misrepresent your identity, qualifications, or affiliation with any person or entity;

• use the Service for any unlawful purpose or in violation of any applicable local, state, national, or international law or regulation;

• attempt to manipulate, deceive, or jailbreak any AI Advisor to generate outputs that violate these Terms, applicable law, or ethical standards;

• rely on AI Outputs as a substitute for Licensed Professional Services in any matter where such reliance could cause harm or where independent review by a Licensed Professional is required;

• upload or transmit any content that is defamatory, obscene, fraudulent, infringing, or otherwise objectionable;

• copy, modify, distribute, or create derivative works of the Service or any content on the Site;

• reverse engineer, decompile, disassemble, or attempt to extract the source code or underlying AI models of any part of the Service;

• use automated tools, bots, scrapers, or other means to access or collect data from the Service without authorization;

• use the Service to develop a competing AI advisory product or service;

• circumvent, disable, or interfere with any security-related features or technical safeguards of the Service;

• upload sensitive personal data of third parties, including health, financial, or biometric data, without the lawful right to do so;

• upload viruses, malware, or other harmful code to the Service; or

• engage in any conduct that, in our sole discretion, restricts or inhibits any other person's use or enjoyment of the Service.

4.3 Domain-Specific Prohibited Uses — Legal Agent Specialists.  You shall not use Legal Agents to perform, or to produce Output intended to serve as a substitute for, any activity that constitutes the Practice of Law under applicable state, federal, or territorial law. Without limiting the generality of the foregoing, the following uses are expressly prohibited:

Representation and Advocacy:

• Appearing or purporting to appear on behalf of another person or entity before any court, tribunal, arbitral body, administrative agency, or governmental authority.

• Preparing, filing, or submitting any pleading, motion, brief, petition, complaint, answer, or other document intended for filing in any judicial, arbitral, or administrative proceeding, unless such document is independently reviewed, approved, and filed by a licensed attorney.

• Negotiating or purporting to negotiate the resolution of any legal dispute, claim, or controversy on behalf of another person.

• Conducting or managing discovery, depositions, or other pretrial or trial proceedings.

Legal Advice and Counseling:

• Rendering opinions or advice on the legal rights, remedies, obligations, or liabilities of any person or entity with respect to a specific factual situation, where such opinion or advice is intended to be relied upon as legal counsel.

• Advising a person or entity on whether to initiate, settle, defend, or abandon a legal claim or proceeding.

• Rendering opinions on the enforceability, validity, or interpretation of any specific contract, statute, regulation, or legal instrument as applied to a specific person's or entity's circumstances.

• Providing guidance on the legal consequences of a proposed transaction or course of action in a manner that constitutes the professional judgment of a lawyer.

Document Preparation Constituting the Practice of Law:

• Drafting wills, trusts, powers of attorney, deeds, or other estate-planning instruments intended for execution by a specific person.

• Preparing contracts, leases, or other agreements on behalf of a specific party to a transaction where preparation requires the exercise of legal judgment regarding that party's rights and obligations.

• Drafting corporate formation documents (articles of incorporation, bylaws, operating agreements, partnership agreements) intended for filing or adoption by a specific entity where such drafting requires the application of legal analysis to the entity's specific circumstances.

• Selecting and completing legal forms on behalf of another person where such selection and completion require legal skill and knowledge specific to the person's situation.

Federal Practice Restrictions:

• Representing or purporting to represent any person before the U.S. Patent and Trademark Office, the U.S. Securities and Exchange Commission, or any other federal agency where representation is restricted to licensed or registered practitioners.

• Preparing or filing immigration petitions, applications, or other documents with U.S. Citizenship and Immigration Services, the Department of Labor, or the Executive Office for Immigration Review, except as part of a workflow supervised by a licensed immigration attorney or accredited representative.

• Providing advice on compliance with federal securities laws where such advice constitutes the practice of law, as distinguished from general informational summaries of regulatory requirements.

4.4 Domain-Specific Prohibited Uses — Accounting Agent Specialists.  You shall not use Accounting Agents to perform, or to produce Output intended to serve as a substitute for, any activity that constitutes the Practice of Public Accountancy or that is otherwise reserved by law to Licensed Professionals in the accounting and tax disciplines. Without limiting the generality of the foregoing, the following uses are expressly prohibited:

Attest Services:

• Performing or issuing, or generating Output intended to serve as, an audit report, a review report, a compilation report, or any other attest report on financial statements or financial information.

• Expressing or purporting to express any form of assurance (positive or negative) on the fairness, accuracy, or reliability of financial statements or financial data.

• Issuing or drafting any report, letter, or other communication that a reasonable recipient would understand to be an attest report issued by a CPA firm.

Practice Before the IRS and Tax Authorities:

• Representing or purporting to represent any taxpayer before the Internal Revenue Service in any examination, collection matter, appeals conference, or other proceeding in a capacity reserved under Circular 230 to attorneys, CPAs, enrolled agents, or other authorized practitioners.

• Signing tax returns or claims for refund as a paid preparer, or generating Output intended to serve as a substitute for a paid preparer's professional judgment, review, and signature.

• Providing written tax advice intended to satisfy the requirements of Circular 230 § 10.37, including any covered opinion or other written advice on which a taxpayer may rely for penalty-protection purposes.

• Representing or purporting to represent any taxpayer before any state or local taxing authority where such representation is restricted to Licensed Professionals.

Use of Restricted Professional Titles:

• Using or causing the AI Advisor to use the designations "CPA," "Certified Public Accountant," "Public Accountant," "PA," "Attorney," "Counselor," "Lawyer," "Esquire," "Enrolled Agent," or any similar restricted title in any manner that suggests the AI Advisor holds such credential or that the Output constitutes the work product of a person holding such credential.

• Configuring, labeling, or marketing any deployment of an AI Advisor in a manner that would lead a reasonable person to believe that the AI Advisor is, or is acting as, a Licensed Professional.

State Accountancy Act Compliance:

• You acknowledge that the Texas Public Accountancy Act (Chapter 901, Texas Occupations Code) and the accountancy statutes of each other U.S. state and territory impose restrictions on who may perform specified accounting services and use certain professional titles. You shall not use the Accounting Agents in any manner that would cause you, Ethikal, or any AI Advisor to violate any such statute.

4.5 Permitted Uses.  Subject to the prohibitions set forth in Sections 4.2 through 4.4 and to your compliance with all other terms of these Terms, the following uses of the AI Advisors are permitted. In every case, you remain solely responsible for independently verifying the accuracy and completeness of all Output and for ensuring that your use of any Output complies with applicable law.

Permitted Uses — Legal Agents:

• Conducting legal research, including summarizing statutes, regulations, case law, and secondary sources for informational purposes.

• Generating initial drafts of legal memoranda, contract templates, or other documents that will be reviewed, revised, and finalized by a licensed attorney before use.

• Identifying and organizing relevant legal authorities in connection with a matter supervised by a licensed attorney.

• Assisting with document review and analysis in discovery or due diligence, where results are reviewed and validated by a licensed attorney.

• Summarizing regulatory requirements, compliance frameworks, or industry standards for general educational and informational purposes, clearly labeled as non-legal-advice.

• Proofreading, cite-checking, and formatting legal documents under the supervision of a licensed attorney.

• Generating plain-language explanations of legal concepts for internal business use, clearly labeled as informational and not legal advice.

Permitted Uses — Accounting Agents:

• Preparing, organizing, and categorizing bookkeeping entries and financial data for subsequent review by a licensed accountant or other qualified professional.

• Generating draft financial models, projections, budgets, or analyses for internal business planning purposes.

• Identifying potential issues, discrepancies, or anomalies in financial data for further investigation by a qualified professional.

• Assembling supporting documentation and workpapers for tax return preparation, where the final return is reviewed, completed, and signed by a qualified paid preparer.

• Producing general informational summaries of tax rules, accounting standards (GAAP, IFRS), or regulatory requirements, clearly labeled as educational and not professional advice.

• Performing mathematical calculations, data reconciliations, and variance analyses on financial data supplied by the User.

• Formatting financial statements and related disclosures for subsequent review and attestation by a licensed CPA.

4.6 Illustrative Examples.  The following table provides non-exhaustive illustrative examples of prohibited and permitted uses under these Terms. These examples supplement but do not limit the provisions of Sections 4.3 through 4.5.

4.7 Compliance Monitoring and Enforcement.  Ethikal reserves the right, but does not assume the obligation, to monitor your use of the AI Advisors for compliance with these Terms. Monitoring may include automated detection of use patterns indicative of prohibited activities, review of User configurations and deployment contexts, and investigation of complaints or reports of potential violations. A violation of these Terms may result in one or more of the following actions, at Ethikal's sole discretion: (a) issuance of a warning and demand for immediate cessation of the prohibited activity; (b) temporary suspension of your access to the Platform or to specific AI Advisors; (c) permanent termination of your account; (d) reporting of the violation to the appropriate licensing authority, bar association, state board of accountancy, or other regulatory body where Ethikal in good faith believes such reporting is warranted; or (e) exercise of any other rights or remedies available under these Terms or applicable law.

4.8 Reporting Violations.  If you become aware of any use of the AI Advisors that may violate these Terms — whether by your own personnel or any other person — please promptly report such use to Ethikal at compliance@ethikal.com. Ethikal will investigate reported violations in a manner it deems appropriate.

5. AI ADVISORS — PLATFORM TERMS

5.1 Persistent AI Advisors.  The Advisors Platform creates AI Advisors that are configured to retain context from documents and information you upload and from your prior interactions within the Service ("Advisor Memory"). Advisor Memory is stored and processed by Ethikal to enable personalized, context-aware guidance. You acknowledge that the quality and relevance of AI Outputs depend in part on the accuracy and completeness of the information you provide.

5.2 Document Uploads and Processing.  You may upload documents and other materials to the Service to inform your AI Advisors ("Uploaded Materials"). By uploading materials, you grant Ethikal a limited, non-exclusive license to process, store, and use those materials solely to operate and improve the Advisors Platform and to generate Outputs for you. You represent and warrant that you have the right to upload all Uploaded Materials and that doing so does not violate any third party's rights, confidentiality obligations, or applicable law.

5.3 AI-Generated Outputs.  Outputs generated by AI Advisors are provided for informational purposes only. AI Outputs do not constitute professional advice and should not be treated as such. Ethikal does not review or verify AI Outputs for accuracy or suitability before delivery. You assume all risk arising from your use of or reliance on any AI Output.

5.4 No Confidential or Privileged Communications.  Communications with AI Advisors do not give rise to attorney-client privilege, therapist-patient privilege, financial advisor confidentiality, accountant-client privilege, or any other legally recognized privilege or protected communication. Do not submit information to the Service with any expectation of legally protected confidentiality beyond what is set forth in our Privacy Policy.

5.5 Technical Safeguards.  Ethikal may implement technical safeguards designed to prevent or flag certain categories of prohibited use, including content filters, output disclaimers, usage-pattern analysis, and guardrails within the AI Advisors themselves. These safeguards are provided on a best-efforts basis and do not relieve you of your responsibility for compliance with these Terms.

5.6 AI Advisor Availability and Changes.  Ethikal reserves the right to modify, update, retrain, or discontinue any AI Advisor or feature of the Advisors Platform at any time, with or without notice, provided such changes do not materially degrade the core functionality of the Service during an active paid subscription term.

5.7 Feedback on AI Outputs.  Where the Service permits you to rate or provide feedback on AI Advisor outputs, you agree to provide honest, good-faith input. Ethikal may use such feedback to improve the AI Advisors and the Service without restriction or obligation to you.

5.8 Additional User Representations — Professional Use.  By accessing or using any AI Advisor, you additionally represent, warrant, and covenant that:

• you will not use any AI Advisor to perform Licensed Professional Services or to produce Output intended to substitute for the professional judgment of a Licensed Professional;

• if you are yourself a Licensed Professional (e.g., a licensed attorney or CPA), you understand that the AI Advisors are tools to assist your own professional practice and that you bear sole professional responsibility for any work product derived from or informed by any Output;

• where Output could affect the legal rights, financial reporting, tax obligations, or regulatory compliance of any person, you will ensure that a duly licensed and competent professional independently reviews and validates such Output before reliance or use;

• you will not represent to any third party that Output of an AI Advisor constitutes legal advice, accounting advice, tax advice, or the work product of a Licensed Professional, unless and until a Licensed Professional has reviewed, adopted, and taken professional responsibility for such Output; and

• you will comply with all applicable federal, state, and local laws, regulations, and rules of professional conduct in connection with your use of the AI Advisors, including unauthorized-practice-of-law statutes, applicable state accountancy acts, Circular 230 (to the extent applicable), and any rules of professional conduct issued by a bar association, state board of accountancy, or other regulatory body to which you are subject.

6. FREE AND BETA SERVICES

6.1 Scope.  This Section governs your use of any Free Service or Beta Service (each as defined in Section 2.4). Except as modified by this Section, all other terms of these Terms apply to your use of Free Services and Beta Services. In the event of any conflict between this Section and any other provision of these Terms with respect to Free Services or Beta Services, this Section controls.

6.2 Free Services — Fees.  Free Services are provided at no charge. Ethikal reserves the right to begin charging fees for any Free Service upon fifteen (15) days' prior written notice to you. If you do not agree to the applicable fees, your sole remedy is to discontinue use of the Free Service before the fee effective date.

6.3 Beta Services — Nature and Availability.  Beta Services are provided for evaluation purposes only. Beta Services may be inoperable, incomplete, or include features that are never released to general availability. Ethikal may modify, suspend, or discontinue any Beta Service at any time, with or without notice, and without liability to you.

6.4 Reduced Warranties.  THE PERFORMANCE WARRANTY SET FORTH IN SECTION 12.1 DOES NOT APPLY TO FREE SERVICES OR BETA SERVICES. FREE SERVICES AND BETA SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTY OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF PERFORMANCE, AVAILABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. SECTION 12 (WARRANTY DISCLAIMER) APPLIES IN FULL TO FREE SERVICES AND BETA SERVICES.

6.5 Reduced Indemnification.  Ethikal's obligation to defend and indemnify you against third-party intellectual property claims under Section 14.2 (Indemnification by Ethikal) does NOT apply to your use of Free Services or Beta Services. You use Free Services and Beta Services at your own risk with respect to third-party intellectual property claims.

6.6 Liability Cap for Free and Beta Services.  Notwithstanding Section 13.2 (Liability Cap), Ethikal's total aggregate liability to you for all claims arising out of or related to your use of Free Services or Beta Services shall not exceed one hundred U.S. dollars ($100.00). This cap applies regardless of the form of action, whether in contract, tort, or otherwise.

6.7 Confidentiality of Beta Services.  Beta Services constitute Confidential Information of Ethikal. Without limiting the obligations in Section 11 (Confidentiality), if you access any Beta Service you additionally agree that:

• you will not disclose, publish, or communicate any information about the Beta Service — including its features, functionality, performance, outputs, or your experience using it — to any third party without Ethikal's prior written consent;

• you will not post, share, publish, upload, or otherwise make available any screenshots, screen recordings, descriptions, reviews, benchmarks, comparisons, or other information about any Beta Service on any social media platform, public forum, review site, blog, podcast, press release, or other public or semi-public channel;

• you will promptly notify Ethikal at legal@ethikal.com if you become aware of any unauthorized disclosure of information about a Beta Service; and

• these Beta confidentiality obligations survive termination of your access to the Beta Service and continue until Ethikal publicly releases the applicable feature or functionality as a generally available service, or until Ethikal provides written consent to disclosure, whichever occurs first.

6.8 No Support or SLA.  Ethikal has no obligation to provide customer support or to adhere to any service level commitments with respect to Free Services or Beta Services.

6.9 Additional Alpha-Phase Disclosures. If you access Beta Services during an alpha or pre-release phase, you acknowledge and agree to the following:
(a) The Services are in active development and may contain bugs, incomplete features, or unstable behavior.
(b) Data, content, or configurations may be lost due to resets, updates, or system changes. You are solely responsible for saving external copies of any output or materials you wish to retain.
(c) No guarantees are made regarding data portability, continuity, or compatibility with future versions.
(d) Features may be added, removed, or modified without notice.
(e) The Services may not meet final security, privacy, or compliance standards. You should avoid entering sensitive, regulated, or personally identifiable information.
(f) No uptime, support, or service level commitments apply.
(g) Feedback, usage patterns, and interactions may be used to improve the Services, but do not constitute formal support or feature requests.
(h) Any integrations with third-party services are experimental and may behave unpredictably.

7. FEES AND PAYMENT

7.1 Fees.  Certain features of the Service may require payment of fees as described in the applicable Order or subscription plan. All fees are stated in U.S. dollars and are exclusive of applicable Taxes unless otherwise noted. Unless the Order states otherwise, all amounts are due within thirty (30) days after the invoice date. Late payments are subject to a charge of 1.5% per month or the maximum amount allowed by law, whichever is less.

7.2 Payment Disputes.  If you dispute an invoice in good faith, you must notify Ethikal within the applicable payment period, and the parties will seek to resolve the dispute over a fifteen (15)-day discussion period. You are not required to pay disputed amounts during the discussion period but must timely pay all undisputed amounts. After the discussion period, either party may pursue available remedies.

7.3 Payment Authorization.  By providing a payment method, you authorize Ethikal (or its payment processor) to charge all applicable fees to that method. If payment cannot be processed, we may suspend your access to the Service until payment is resolved.

7.4 Taxes.  You are responsible for all applicable sales, use, VAT, GST, or other governmental taxes, duties, or levies arising from your use of the Service, other than taxes based on Ethikal's net income. Fees are exclusive of Taxes.

7.5 Refund Policy.  Except as expressly stated in these Terms or in a separate written agreement with Ethikal, all fees are non-refundable. We reserve the right to issue refunds or credits in our sole discretion on a case-by-case basis.

7.6 Pricing Changes.  Ethikal reserves the right to modify pricing for the Service. We will provide reasonable advance notice of any material pricing changes, which will take effect at the start of your next subscription period or renewal.

8. INTELLECTUAL PROPERTY

8.1 Ethikal's Rights.  All intellectual property rights in and to the Service, including the Site's design, software, AI models, algorithms, trademarks, service marks, logos, text, graphics, data compilations, and all other content created by or for Ethikal, are and remain the exclusive property of Ethikal and its licensors. Except as expressly set forth in these Terms, no rights are granted to you.

8.2 Your Content.  You retain ownership of any content, data, or materials you submit to the Service ("User Content"), including Uploaded Materials. By submitting User Content, you grant Ethikal a worldwide, non-exclusive, royalty-free license to use, reproduce, process, and display your User Content solely to the extent necessary to provide and improve the Service. You represent and warrant that you have all rights necessary to grant this license and that your User Content does not violate any third party's rights.

8.3 AI Outputs.  AI Outputs generated through your use of the Service are provided to you for your personal or internal business use. Ethikal does not claim ownership of AI Outputs generated specifically for you, subject to the following: (a) Ethikal retains all rights in the underlying models, technology, and training data used to generate AI Outputs; and (b) AI Outputs may not be used in any manner that violates these Terms or applicable law. You are solely responsible for how you use AI Outputs, and Ethikal disclaims all liability for any such use.

8.4 Restrictions on User Content.  You agree not to submit any User Content that is illegal, defamatory, obscene, infringing, or otherwise inappropriate. Ethikal reserves the right, but has no obligation, to review, remove, or edit any User Content at any time.

8.5 Feedback.  If you provide us with feedback or suggestions regarding the Service, we may use such feedback without restriction or obligation to you.

8.6 Copyright.  If you believe any content on the Service infringes your copyright, please notify us at legal@ethikal.com with sufficient detail to permit us to investigate.

9. PRIVACY AND DATA PROTECTION

9.1 Privacy Policy.  Our collection and use of personal information in connection with the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

9.2 Data Security.  Ethikal implements and maintains appropriate technical and organizational measures designed to protect your data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and Ethikal cannot guarantee absolute security.

9.3 Data Processing.  To the extent Ethikal processes personal data on your behalf as a data processor, such processing shall be governed by a Data Processing Agreement (DPA) separately executed by the parties. If you require a DPA, please contact privacy@ethikal.com.

9.4 Compliance.  Ethikal is committed to compliance with applicable data protection laws, including the Texas Data Privacy and Security Act (TDPSA), the California Consumer Privacy Act (CCPA), and the General Data Protection Regulation (GDPR) to the extent applicable. Please see our Privacy Policy for details on your rights and how to exercise them.

10. THIRD-PARTY SERVICES AND AI TECHNOLOGY

10.1 Third-Party Platforms.  The Service may integrate with or contain links to third-party websites, services, or platforms ("Third-Party Services"). Ethikal does not endorse and is not responsible for the content, privacy practices, or terms of any Third-Party Service. Your use of any Third-Party Service is at your own risk and is governed solely by that service's terms.

10.2 Underlying AI Technology.  The AI Advisors may be powered in whole or in part by third-party large language models, AI infrastructure, or other technology providers. Ethikal makes no representation regarding the performance, accuracy, or reliability of any underlying third-party AI technology. The use of third-party AI technology is subject to such providers' terms and policies.

11. CONFIDENTIALITY

11.1 Mutual Obligations.  Each party agrees to keep confidential any non-public information disclosed by the other party that is identified as confidential or that should reasonably be understood to be confidential given the nature of the information and circumstances of disclosure ("Confidential Information"). Neither party will disclose the other's Confidential Information to third parties without prior written consent, except as permitted herein. Each party will protect the other's Confidential Information using at least the same precautions it uses for its own similar information and no less than a reasonable standard of care.

11.2 Permitted Disclosures.  A party may disclose Confidential Information to its employees, contractors, and advisors who have a legitimate need to know and are bound by confidentiality obligations no less protective than this Section, or as required by applicable law. If disclosure is required by law, the receiving party will, where permitted, give the disclosing party reasonable advance notice and cooperate reasonably to seek confidential treatment.

11.3 Exclusions.  Confidentiality obligations do not apply to information that (a) becomes publicly known through no fault of the receiving party, (b) was rightfully known to the receiving party prior to disclosure, (c) is rightfully received from a third party without restriction, or (d) is independently developed without reference to the Confidential Information.

11.4 No Privilege.  Notwithstanding the confidentiality obligations in this Section, communications with AI Advisors through the Service are not protected by any legally recognized professional privilege, including attorney-client privilege, therapist-patient privilege, accountant-client privilege, or any other form of legally protected communication.

11.5 Remedies.  Breach of this Section may cause substantial harm for which monetary damages would be an insufficient remedy. Upon a breach or threatened breach of this Section, the disclosing party is entitled to seek appropriate equitable relief, including injunctive relief, in addition to any other remedies available at law or in equity.

11.6 Survival.  These confidentiality obligations shall survive termination of these Terms for a period of five (5) years, except that obligations with respect to Beta Service information survive until public release of the applicable features or Ethikal's written consent to disclosure.

12. WARRANTIES

12.1 Performance Warranty (Paid Service Only).  For any paid subscription to the Service, Ethikal warrants that the Service will perform materially as described in Ethikal's then-current documentation and that Ethikal will not materially decrease the overall functionality of the Service during your paid subscription term (the "Performance Warranty"). This Performance Warranty does not apply to Free Services, Beta Services, or any portion of the Service provided at no charge. To make a warranty claim, you must report the issue to Ethikal at support@ethikal.com within thirty (30) days after discovering the non-conformance, describing the issue in reasonable detail (a "Claim"). Within thirty (30) days of receiving a verified Claim, Ethikal will use reasonable efforts to correct the issue or provide a reasonable workaround. If Ethikal fails to do so, either party may terminate the affected subscription upon notice, and Ethikal will refund any prepaid, unused fees for the terminated portion of the subscription term. This Section sets out your exclusive remedy and Ethikal's sole liability for breach of the Performance Warranty. The Performance Warranty does not apply to issues arising from your misuse, unauthorized modifications of the Service, or Third-Party Services.

12.2 Mutual Warranties.  Each party represents and warrants that: (a) it has the legal power and authority to enter into these Terms; and (b) it will use industry-standard measures to avoid introducing malicious code, viruses, or similar harmful materials into the Service.

WARRANTY DISCLAIMER: THE SERVICE, INCLUDING ALL AI ADVISORS, AGENT SPECIALISTS, AND AI OUTPUTS, IS PROVIDED "AS IS" AND "AS AVAILABLE" EXCEPT AS EXPRESSLY SET FORTH IN SECTION 12.1. ETHIKAL AND ITS OFFICERS, DIRECTORS, EMPLOYEES, LICENSORS, AND SUPPLIERS EXPRESSLY DISCLAIM ALL OTHER WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

ETHIKAL DOES NOT WARRANT THAT: (A) THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE; (B) ANY DEFECTS OR ERRORS WILL BE CORRECTED; (C) AI OUTPUTS WILL BE ACCURATE, COMPLETE, CURRENT, OR SUITABLE FOR YOUR PURPOSES; OR (D) THE SERVICE OR SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

THE AI ADVISORS DO NOT PROVIDE LEGAL ADVICE, ACCOUNTING ADVICE, TAX ADVICE, OR ANY OTHER FORM OF PROFESSIONAL COUNSEL. ALL OUTPUT IS FOR INFORMATIONAL AND ASSISTIVE PURPOSES ONLY. ETHIKAL IS NOT A LAW FIRM, AN ACCOUNTING FIRM, OR A TAX PREPARATION SERVICE. ETHIKAL EXPRESSLY DISCLAIMS ANY WARRANTY THAT AI OUTPUTS CONSTITUTE ACCURATE LEGAL, FINANCIAL, ACCOUNTING, TAX, OR OTHER PROFESSIONAL ADVICE. OUTPUTS MAY CONTAIN ERRORS, HALLUCINATIONS, OR OMISSIONS AND SHOULD NOT BE RELIED UPON WITHOUT INDEPENDENT PROFESSIONAL VERIFICATION.

13. LIMITATION OF LIABILITY

13.1 General Cap.  Each party's total aggregate liability arising out of or related to these Terms will not exceed the General Cap. The "General Cap" means the total fees paid or payable by you to Ethikal under these Terms in the twelve (12) months immediately preceding the first incident giving rise to liability, or one hundred U.S. dollars ($100.00) if no fees have been paid (including for Free Services or Beta Services).

13.2 Consequential Damages Waiver.  TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NEITHER PARTY WILL HAVE ANY LIABILITY ARISING OUT OF OR RELATED TO THESE TERMS FOR INDIRECT, SPECIAL, INCIDENTAL, RELIANCE, OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOSS OF USE, LOST PROFITS, LOSS OF DATA, LOSS OF GOODWILL, OR INTERRUPTION OF BUSINESS, EVEN IF THE OTHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13.3 Enhanced Cap.  Sections 13.1 (General Cap) and 13.2 (Consequential Damages Waiver) will not apply to Enhanced Claims or Uncapped Claims. For all Enhanced Claims, each party's total liability will not exceed three times (3x) the General Cap (the "Enhanced Cap"). "Enhanced Claims" means: (a) either party's breach of Section 11 (Confidentiality) with respect to the other party's proprietary or business information (excluding breaches solely related to personal data, which are governed by the General Cap); or (b) Ethikal's material breach of its data security obligations under Section 9.3.

13.4 Uncapped Claims.  The General Cap, Enhanced Cap, and Consequential Damages Waiver do not apply to: (a) each party's indemnification obligations under Section 14; (b) either party's infringement or misappropriation of the other party's intellectual property rights; or (c) any liability that cannot be limited or excluded by applicable law (collectively, "Uncapped Claims").

13.5 AI Reliance Risk.  You expressly acknowledge that AI Outputs are not a substitute for human professional judgment. Ethikal shall have no liability for any loss, harm, or damage arising from your reliance on AI Outputs without obtaining independent verification from a qualified Licensed Professional.

13.6 Essential Purpose.  The limitations of liability in this Section reflect a reasonable allocation of risk between the parties and apply regardless of the form of action, whether in contract, tort (including negligence), strict liability, or otherwise. These limitations will survive and apply even if any limited remedy set forth in these Terms is found to have failed of its essential purpose.

14. INDEMNIFICATION

14.1 Indemnification by You.  You agree to defend, indemnify, and hold harmless Ethikal, its affiliates, and each of their respective officers, directors, employees, and agents from and against any third-party claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your access to or use of the Service in violation of these Terms; (b) any User Content or Uploaded Materials you submit; (c) your reliance on or use of any AI Output; (d) any claim that your use of the AI Advisors constituted the unauthorized practice of law, the unauthorized practice of public accountancy, or any other unauthorized professional practice; (e) any claim arising from a third party's reliance on Output that you provided or made available without the required independent review by a Licensed Professional; (f) your violation of any applicable law or regulation; or (g) your infringement of any third party's rights.

14.2 Indemnification by Ethikal.  Ethikal will defend you from and against any third-party claim that the Service, when used by you as authorized under these Terms, infringes or misappropriates a third party's intellectual property rights (a "Provider-Covered Claim"), and will indemnify you against any damages or costs awarded against you (including reasonable attorneys' fees) or agreed in settlement by Ethikal resulting from such Provider-Covered Claim. Ethikal's obligations under this Section 14.2 do not apply to Provider-Covered Claims resulting from: (i) your modification or unauthorized use of the Service; (ii) your use of the Service in combination with items not provided by Ethikal, including Third-Party Services; or (iii) your use of any Free Service or Beta Service. In response to an infringement or misappropriation claim, Ethikal may, at its option: (A) procure rights for your continued use of the Service; (B) replace or modify the allegedly infringing portion of the Service to avoid infringement without materially reducing the Service's overall functionality; or (C) terminate your access to the affected portion of the Service and refund any prepaid, unused fees for the terminated subscription term.

14.3 Indemnification Procedures.  The indemnifying party's obligations under this Section 14 are conditioned on the indemnified party: (a) giving the indemnifying party prompt written notice of the claim (provided that delayed notice will only reduce the indemnifying party's obligations to the extent it is actually prejudiced by the delay); (b) granting the indemnifying party the exclusive right to control the investigation, defense, and settlement of the claim; and (c) providing reasonable cooperation at the indemnifying party's expense. The indemnifying party may not settle a claim without the indemnified party's prior written approval if settlement would require the indemnified party to admit fault or take or refrain from taking any action. The indemnified party may participate in the defense of any claim with its own counsel at its own expense.

14.4 Exclusive Remedy.  This Section 14 sets out the indemnified party's exclusive remedy and the indemnifying party's sole liability with respect to third-party claims of intellectual property infringement or misappropriation covered by this Section 14.

15. TERM AND TERMINATION

15.1 Term.  These Terms are effective from the date you first access or use the Service and continue until terminated in accordance with this Section.

15.2 Termination by You.  You may terminate your account and these Terms at any time by ceasing all use of the Service and deleting your account through the account settings interface or by contacting us at support@ethikal.com.

15.3 Termination by Ethikal.  We may suspend or terminate your access to the Service at any time, with or without cause, upon notice to you. We may terminate your access immediately and without notice if we determine that you have materially violated these Terms. Either party may also terminate these Terms if the other party fails to cure a material breach within thirty (30) days after written notice, ceases operations without a successor, or becomes subject to insolvency or bankruptcy proceedings not dismissed within sixty (60) days.

15.4 Effect of Termination.  Upon termination, your right to access and use the Service, including all AI Advisors and associated Advisor Memory, immediately ceases. Sections 2.3, 2.4, 2.5, 2.6, 2.7, 5.3, 5.4, 5.8, 6.7, 8, 11, 12 (disclaimer paragraphs), 13, 14, 15.4, 16, and 17 of these Terms shall survive termination.

15.5 Data Following Termination.  Upon your written request within thirty (30) days following termination, Ethikal will make reasonable efforts to provide you with an export of your account data in a commonly used format. After such period, Ethikal may delete your data, including Uploaded Materials and Advisor Memory, in accordance with its then-current data retention policies and applicable law. Each party will also delete any Confidential Information of the other in its possession or control, subject to standard backup and record retention practices and applicable law.

16. DISPUTE RESOLUTION

16.1 Informal Resolution.  Before filing any formal dispute, you agree to contact Ethikal at legal@ethikal.com and attempt to resolve the dispute informally. The parties will make good-faith efforts to resolve any dispute within thirty (30) days of notice.

16.2 Binding Arbitration.  If informal resolution fails, all disputes, claims, or controversies arising out of or relating to these Terms or the Service, or the breach, termination, enforcement, interpretation, or validity thereof (collectively, "Disputes") shall be resolved by binding arbitration, except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent infringement of intellectual property rights.

16.3 Arbitration Rules.  Arbitration shall be administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules (and, where applicable, Supplementary Procedures for Consumer Related Disputes) then in effect, as modified by this Section. The Federal Arbitration Act governs the interpretation and enforcement of this Section.

16.4 Location and Procedure.  Unless the parties agree otherwise, arbitration shall be conducted in Travis County, Texas. For claims not exceeding $10,000, arbitration may be conducted entirely on written submissions. For claims exceeding $10,000, the right to a hearing shall be determined by AAA rules.

16.5 Class Action Waiver.  YOU AND ETHIKAL EACH WAIVE THE RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims or preside over any form of class or representative proceeding unless both parties agree in writing.

16.6 Governing Law.  These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law principles. To the extent any Dispute must be litigated in court (e.g., where the arbitration clause is found unenforceable), the parties consent to exclusive jurisdiction and venue in the state and federal courts located in Travis County, Texas.

17. GENERAL PROVISIONS

17.1 Entire Agreement.  These Terms, together with our Privacy Policy and any Order or supplemental agreement executed by the parties, constitute the entire agreement between you and Ethikal with respect to the Service and supersede all prior or contemporaneous understandings, agreements, or representations.

17.2 Amendments.  Except as provided in Section 1.4, any amendment to these Terms must be in writing and signed by authorized representatives of both parties.

17.3 Severability.  If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

17.4 Waiver.  Neither party's failure to enforce any right or provision of these Terms shall constitute a waiver of such right or provision. Waivers must be in writing and signed by an authorized representative of the waiving party and cannot be implied from conduct. No course of dealing or delay in exercising rights shall operate as a waiver.

17.5 Assignment.  You may not assign these Terms or any of your rights or obligations hereunder without Ethikal's prior written consent. Ethikal may freely assign these Terms in connection with a merger, acquisition, reorganization, or sale of all or substantially all of its assets, with notice to you. Any non-permitted assignment is void. These Terms shall bind and inure to the benefit of each party's permitted successors and assigns.

17.6 Independent Contractors.  The parties are independent contractors. Nothing in these Terms creates any partnership, joint venture, employment, agency, or franchise relationship between the parties.

17.7 No Third-Party Beneficiaries.  These Terms do not confer any rights or remedies upon any third party.

17.8 Force Majeure.  Neither party shall be liable for any delay or failure to perform any obligation under these Terms due to causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, government action, pandemic, AI infrastructure outages, internet or utility failures, or labor disputes. If a force majeure event materially adversely affects the Service for fifteen (15) or more consecutive days, either party may terminate the affected subscription upon notice, and Ethikal will refund any prepaid, unused fees for the terminated subscription term.

17.9 Notices.  We may provide notices to you via email, the Service, or other reasonable means. Notices to Ethikal under these Terms must be sent in writing to: Ethikal, Inc., Attn: Legal, [ADDRESS], or by email to legal@ethikal.com. For compliance-related matters, contact compliance@ethikal.com. Notices are deemed given upon personal delivery, one (1) business day after dispatch by reputable overnight courier, three (3) business days after deposit in first-class U.S. mail (postage prepaid), or upon delivery by email with confirmation of receipt.

17.10 Subcontractors and AI Providers.  Ethikal may use subcontractors, AI technology providers, and other service providers to perform obligations under these Terms, including to power the AI Advisors. Ethikal remains responsible for such parties' compliance with these Terms with respect to your data and User Content.

17.11 Export.  Each party will comply with all applicable export and import laws. You represent and warrant that you are not listed on any U.S. government list of prohibited or restricted parties and will not submit to the Service any data controlled under the U.S. International Traffic in Arms Regulations.

17.12 Headings.  Section headings in these Terms are for convenience only and shall not affect the interpretation of these Terms.

18. CONTACT INFORMATION

If you have any questions about these Terms, please contact us:

Ethikal Inc.
1401 Lavaca St., #244
Austin, Texas 78701

Legal inquiries:       legal@ethikal.com
Compliance inquiries:  compliance@ethikal.com
Privacy inquiries:     privacy@ethikal.com
Support:               support@ethikal.com
Website:               ethikal.com